Savings accounts are meant for money you can't afford or don’t want to lose. It needs to be safe, it needs to be liquid and if we can get some return on it, that’d be great.
Investing accounts are dollars that are going to be deployed for the longer term where we hope for a great return but with greater return we have to take on greater risk. It doesn’t matter who you are or where you come from; our ability to invest comes from the excess of our savings. With Infinite Banking, we are talking about SAVINGS.